Migs and Alaine

Chronicles of a Happy Married Life

Category: Married Life (page 1 of 3)

Build Your Own Wealth

Most Filipinos believe that supporting their parents once they are old is the best way to show “utang na loob” (debt of gratitude). Although the Church (whichever religion you are in) is teaching us about leaving and cleaving,  many couples still struggle to leave their parents because of the obligations that are either given to them or they feel that they need to do. That being said, the concept of having an extended family or a shared home, became a norm in our country and sadly, it becomes harder and harder to break the chain.

It’s never too late or too early to invest. Migs and I used to practice traditional way of saving money. We used to save a portion of our income to our preferred bank. When I was 22 years old, I tried investing in a life insurance but I failed because I wasn’t really ready to invest yet but I was able to invest on Memorial plans which I do not regret. We thought we were doing well because we were able to save money for our car, a beautiful wedding, leisure, down payment for a house, etc.

Our wake up call was when Migs got sick. Although our Health cards covered the hospital bills, we had to spend a portion of our savings considering that he has been sick for a year. I also had to let go of some of our signature bags and some pieces of jewelry. It was tough and the reason why I am sharing our experience is because I don’t want anyone especially young couples to experience the same thing.

As soon as Migs is back on his feet, I have reached out to several financial advisers so we can start preparing for our retirement fund.  In the end, we chose to sign up with Sun Life. We felt that everything that we need and looking for are in one package. Sun Life phone app is also user friendly and lets me monitor our plans wherever we are.

After signing up, we decided that we are ready to have a baby by 2018. But guess what, about 2 weeks of getting our retirement plans – we are already pregnant. It seemed like everything was perfectly planned.

What did we learn from Migs’ near death experience that convinced us to sign up for a Life Insurance?

As parents, it is our responsibility to raise our children no matter what the circumstances may be. We should not obligate them to give us everything that they worked for when we’re old, not even a portion of it. Why? Our children never chose us to be their parents. If you think you cannot send your children to an exclusive school – then don’t. We always have options. Send them to a public school and still be able to provide their basic needs or find another source of income in order to afford your preferred school. We don’t need to live a life full of debts just to be able to fit in or prove something.  After all, it’s our family that we should be worried about not a certain status that we’re trying to portray.

As children, let’s allow our our parents to enjoy their retirement fund. They have already raised and have spent their resources for us. They are not our emergency funds. They have worked to hard to provide all our needs.

Don’t get me wrong. I am not saying that it’s bad to help a family member in need. But we should know our limitations too.  Part of leaving and cleaving is putting your immediate family’s needs first.

 

Happy weekend!

 

How Ketogenic Diet Changed My Life

Just like other women, I battled depression because of the pressure brought by some family members and friends because they thought I couldn’t bear a child. If Migs wasn’t supportive, I wouldn’t be able to get over it. I have shared my experience thru a blog post that I published last year. It was comforting to read comments from strangers who expressed their support as well.

Migs and I decided that we should just focus on things that would make us both productive.  I chose to quit my job and decided to become a Stay-at-home-wife. It was fun because I have all the time in the world to prepare my husband’s meals. We both tried ketogenic diet (we had cheat days too!)  and religiously go to the gym every 6:00 AM. This lasted for nearly 3 months.

Fast forward to October 2017, we opened a business and have been very busy that I forgot record my monthly period. I knew I had spotting but I thought it was just caused by stress. So, I never really recorded it. Plus, I have done so many pregnancy tests in the past that I no longer want to be disappointed. I was at the point where I couldn’t care less about fertility as long as I have my regular check-up with an OB and a pap smear, then I am good.

Everything was doing well until I was rushed to the hospital on the eve of our 5th wedding anniversary. I thought I was having another vertigo attack.  After an hour of waiting at the Emergency room, the Doctor came back congratulating us.

We visited my OB the day after and found out that I was already 7 weeks pregnant! It wasn’t really a happy story. My sense of smell was very sensitive.  Migs had to ditch all the onions and garlic at home. I was very picky when it comes to food that I lost 3kgs. But everything went back to normal when I reached my 4th month. Now that I am on my third trimester and have gained almost 8kgs, I started cutting rice from my diet again with hopes of having a normal delivery.

Five years of married life and here we are – busy preparing for our little one’s arrival. I am now 34 years old and I am still amazed with how amazing my pregnancy turned out.

If you want to know more about Ketogenic diet, I suggest that you visit your doctor first and join a community where you can get tips and exchange recipes too. You may want to check out this Facebook Community.

Here’s a photo of me taken last week.  We can’t wait to see our little one!

 

More photos posted on our Facebook page.

Celebrating Motherhood

It has been more than a year since I left my corporate job for a more healthy and chill life. I have applied for several home-based jobs before I landed one a month after I resigned.  Joining several Facebook communities whose focus is on legit home-based jobs helped me prepare for interviews. One of my favorites is Filipina Homebased Moms (FHMOMS), a group created by a Filipino mother with the mission to help fellow parents, mothers especially, to find jobs suitable to their lifestyle through onlinejobs.ph.

I like how the group members share their views with working from home and even share job opportunities. They also have a line-up of seminars that you can sign-up to in case you are clueless with working from home or if you just want to upgrade your skills.

Last May 12, 2018, I was privileged to be invited to an exclusive FHMOMS event sponsored by Pampers. The event was held at Mom and Tina’s Bakery in Pasig City.

It was a short yet meaningful event where speakers discussed different topics. It is really helpful to attend events like this for soon-to-be-moms like myself. My favorite topics where Healthy Baby food ideas and Homeschooling.

If you are a mom planning to have more time with your family by working from home, or if you already are working from home and needs a support group, I suggest that you join Filipina Homebased Moms and follow their Facebook Page too.  It always feel good to be in a group who share the same passion with you and understand your needs and frustrations.

I hope you all had a meaningful mother’s day celebration!

From employee to employer in 3 years

A lot of you already know that Miguel had been sick for a year.  Having a sick person at home can hurt you both emotionally and financially. We are very traditional when it comes to saving money. We save money thru our bank accounts. Though we have considered investing , we still haven’t decided yet the best investment for us. We tried real estate but I would say that  it’s not really an investment (unless you bought your house in cash) if “passive income” is what you are looking for. Especially when emergency arises.

I have had a good number of signature bags and shoes  that I had to sell online just so we can have enough funds while Migs was still recovering. It was the best choice to make instead of spending whatever money we have saved in the past. We both regret not listening to financial advisors who were very much willing to help us with our finances. We have made bad decisions and would like to be more secure of our future.

I have read so many financial books and all of them are very inspiring but took me hours/days to finish reading. When I received a copy of Don Soriano‘s Break free, I was excited to flip through the pages. The guaranteed 1 hour of reading triggered my curiosity. But it’s true! I read the book in 56 minutes. It’s just like spending a lunch break or your idle time learning.

What I love about the book is that it didn’t use jargon or words that might be difficult for someone who’s financially illiterate to understand. When I say illiterate, I don’t mean anything wrong with that – I just meant people who are clueless on where to put their hard-earned money, okay?

Majority of Filipinos can relate to Don Soriano’s story. He’s just like almost everyone of us. Normal person who earned a college degree (well except he is a CPA board top notcher) who entered the corporate world then shifted to putting up a business, buying things that he doesn’t need and ended up being broke.

I don’t want to tell you every single detail about him because I don’t want you to rely on this post alone and not read his book. LOL!

Grab a copy while you can. Find out how he managed to overcome his financial struggles. You may also reach out to him via his official Facebook Page.

I tell you, I have attended several seminars with different business owners, CEOs, etc and the seminars do not come cheap so, if you get the chance to learn a lot of things about finances just buy buying a book and spending just an hour to study it… You are saving lots of money! I am not saying that seminars are bad. I have built a network of career and business minded individuals from the seminars that I have attended, but if you are skeptical in spending money for a whole day of seminar – Don Soriano’s book may be a good start.

I can give this copy to one of our readers (that might just be you). Just let me know why you want to receive it by leaving a comment below. In case I won’t be able to pick you, you can read a chapter of this book for free, just click this link.

Fantastic Scents And Where To Buy Them

Hey, lovely wives! Have you decided what perfume or cologne to wear this Valentine’s day? If you’re like me who prefer perfume that are not too strong, I have some recommendations for you  that I am sure you and your husband will love.

Jo Malone Wild Bluebell

The scent is so delicate yet mesmerizing. Although it is quite pricey for a cologne ($130/100ml), it still is my favorite everyday scent. It’s so feminine and it smells like you just got off the shower.

Lanvin Eclat

I discovered this scent when one of my friends wore this on her Wedding day.  The scent is as elegant as its bottle. The scent is very warm and inviting. Your husband will definitely fall in love with you all over again.

Bvlgari Omnia Crystalline EDT

Florary and woody at the same time. Just the right smell to match a little red dress. I usually wear this scent whenever I have client meetings.

That ends my Top 3 recommended Valentine’s Scents. What about you?  Do you still rely on the current weather to choose which scent to wear? I used to do that too before I came across these three brands. Now, I don’t have to collect too many scents and end up not using them for a long time because either the scent is too “summery” or too formal for a lunch date. These scents are so versatile and can definitely be worn on any occasions.

There are some online stores selling these scents for discounted prices. My favorite online shop so far is The Leather House PH.

Order thru their Shopee account to avail free shipping fee and Cash on Delivery.

Happy Valentine’s Day!

Yes, I am childless and it’s none of your business

We live in a world where some people think that they can dictate the best time for you to get married and have kids. Where people are too quick to judge but never wanted to offer help.  It has always been my dream to walk down the aisle wearing a lace gown and carrying tulips. I dream of playing dress up with a baby girl, family trips and even envisioned yearly family photo ops.

Four years after our wedding and here we are sharing one roof with three rescued cats. My vision of having a “perfect family” never happened and I am not sure if it will ever happen. I have been frowned upon by some women when I told them that having babies is not on top of my priorities and was even labeled as a barren woman just because I chose to be childless. While Miguel was perfectly okay with it, I still came to a point when I became too desperate to have a baby. I ditched my contraceptive pills and we even considered adopting a relative’s kid. I was almost convinced that my life is worthless because I couldn’t bear a child. I struggled for months and I am just grateful that Miguel was there to constantly remind me that our marriage still matters to him even without kids. I realized that I should stop worrying about the things that I do not have control of. If I can’t have a baby naturally – then I should just let things be.

Last year, we visited an OB because I had an unusual menstrual cramps. Tests were made and I was told that I am healthy and can conceive anytime (fertile). I had mixed emotions. It came as a surprise because the idea of having a baby no longer excites me.

Two months later, I was not given a permit by our office physician to undergo an X-ray because my period was delayed for more than a month. I was so used to being carefree and not tracking my monthly cycle because I never experienced being pregnant. I was also busy working two jobs. I was helping a friend turned client for an almost pro-bono deal. I thought I was already pregnant but I wasn’t.

Had this happened to me two years ago, it would mean the world to me. I would have been depressed but after all that Miguel and I have been through, I could care less about what people think of me. This is my body, no one can dictate when I should have a baby or if I really should. Because a person who’s truly happy would be so busy minding their own businesses. The people who makes fun of childless couples are people who are inviting you to accompany them with their misery.

I am childless, but I am happy as I chose to be.

Celebrate LOVE month with TravelBook

If you’ve been reading our blog for some time, you already know that Miguel and I had been through a very challenging year and skipped on celebrating some special occasions like Valentine’s day. This year’s Valentine’s Day is going to be extra special because Miguel is already at the pink of health.  I would love to spend this year’s Valentine’s day in a Hotel within the Metro.  I don’t wanna travel that long and deal with our worsening traffic situation.

Miguel and I need some time off and just spend some quality time together, setting aside work and other stuff. Discovering new Hotels is one of the things that we enjoy as a couple. Disconnecting from the real world is healthy and it’s not necessary that you travel that far to do it. Especially that February 14 falls on a week day this year.

Photo courtesy of Sequoia Hotel

Do you have a favorite Hotel app that you usually use when booking hotels? My current favorite is TravelBook. What we love about TravelBook is the assurance that our Credit Card information is safe. You also have the option to pay at the Hotel!  User friendly app and website is also a plus for us. They have a lot of partner hotels and you’re sure to book a room for a discounted price that will suit your budget.  We recently signed up as an affiliate not just to earn additional money but also to let our readers know how convenient it is to book your next R and R thru TravelBook. If you notice, we do not write about products or services that we do not believe in. Did you know that you can get up to Php5,500 Hotel discount when you book a Hotel via TravelBook.ph? Enjoy these perks for this month’s Panagbenga Festival in Baguio City.

 

TravelBook.ph is one of biggest online travel e-commerce company (online travel agent or OTA) in the Philippines dedicated to offering great value hotel bookings and with a varied selection of Philippine hotels and resorts. All you got to do is to sign up, and voila’ – you can automatically get HUGE discounts from the Hotel of your choice. To book, visit http://travelbook.ph/‬.

What about you, guys? What are your plans for Valentine’s Day? Let us know by leaving a comment below.

 

 

This blog post is my official entry to TravelBook.ph’s Valentine’s Day Blog Contest. If you are a blogger, now’s the perfect time to be part of TravelBook Philippines affiliates by signing up at http://bit.ly/affiliatevday. We have explained on our previous blog how it works. 

 

 

 

Casa de Dios: Review

Have you guys attended a reunion lately? Miguel and I did last December 28, 2016. It was our first time as a couple to host a family event and it was exciting and nerve wrecking at the same time. We wanted a rustic themed reunion and it took us months to find the perfect venue.  Miguel came across Casa De Dios’ Facebook page. We were impressed with the photos and immediately had the venue pencil booked before we even had an ocular.

The owner, Nikko de Dios was very accommodating and patient.  I had to change the date of the event twice and didn’t even feel that he was upset. LOL! It wasn’t my intention to cause confusion, some family members just had some last minute requests that I had to consider.

Casa de Dios is located at 14 Cabrera Road, Brgy. Dolores, Taytay, Rizal. It’s about 30 minute drive from Ortigas Center. We booked the venue from 9:00 until midnight for only Php12,000.  The place is cozy and well maintained.  Ideal for intimate gatherings as it can only cater to 50 guests. Aside from the pool, they also have cabanas where you can dine or have some cocktail while chitchatting with your friends and loved ones. Their family room is big enough for 3 double beds. We took turns in taking naps that day. The balcony is not really child-friendly so, I suggest that  you keep your children off this area.

 

Everything at Casa de Dios is Instagram worthy. My photos doesn’t give this place much justice – you have to see it for yourself. I highly suggest this to people who are looking for a venue for their prenup photo shoot.

They have 3 parking slots so, I suggest car pooling. But if you really cannot avoid bringing your own car, you can safely park right across Casa de Dios ( outside the Memorial park ).

I am planning to hold a reunion with my High School friends and I am considering Casa de Dios for our venue.

Check out their Facebook page to stay updated with their promos and rates.

 

OPPO F1s: Day In The Life

A giant evil monster is about to unleash its most powerful weapon and i’m the only one who can stop it. I quickly jumped into my armor suit, then the alarm clock goes off (god damn it alarm, let me finish my dream).. Watta dream!

So. It’s 6:00 AM. Let me take you along with me so you can have a glimpse of how I spend my day. Along with us is my Handy dandy OPPO F1s to help document our adventure.

I focused on event hosting after I left the BPO industry, and it’s a day and night comparison. I now have control over everything. I can set my schedule based on the lifestyle that I desire.

6:00 AM

I start my day by spending a good 5 mins trying to figure out what my purpose in life is. Just kidding. I just wasted 5 mins doing nothing like most men at my age do. Then I visited the john for some good ol’ 1 & 2. In between 6:30 – 7:00 I check my email while eating breakfast. After a bit of stretching, it’s time to hit the shower.

I have a 10:00 AM meeting with a couple who’s looking for the perfect wedding MC. Why wake up so early? Preppin and driving to the meeting place takes forever specially if you live in the Metro. So, 3 hours of grooming and road hustlin would be just enough to get to my destination on time.

Its almost noon and I got the hosting gig. I am now off to meet with my coordinating team for an ocular. we have a garden wedding in Tagaytay city early next month and I would like to see and be able to project my movements, so
I won’t have to do it on the day of the event. the time is 12:22 PM and this is going to be a long drive.

03:51 PM. We finally arrived at the reception venue, and boy, it was one heck of a sight. I immediately planned my movements and gimmicks for the event. Now we’re going to sit down for a quick run-through of the program over a cup of coffee.

05:25 PM. It’s getting dark and sadly we have to drive back to the chaotic world of the Metro.

Since we won’t be able to make it tonight for some home-cooked meal, we’ll just have our dinner at our favorite Japanese resto before we go home.

I no longer carry a planner notebook with my daily activities. I realized that everything that I need is already baked in on my OPPO F1s. I depend on it a lot. From waking me up, setting up my schedule, taking notes, reading and sending emails, and even navigation. Aside from its kick ass 16mp selfie shooter, I also thank OPPO for slammin this phone with a more than decent chip set. MT6750 Octa-core 64-bit and 3GB ram. In layman’s term, It’s ridiculously fast. Plus 32GB of internal storage is more than enough storage for my daily photos, music and games(when i’m bored), and did I already mention that it’s ridiculously fast?

It’s 9:52 PM we’re finally home and ready to hit the bed. So let’s call it a day.

Til our next adventure. Cheers!

Migs.

Importance of the RSVP

I remember feeling so guilty when Migs and I were not able to attend a close friend’s wedding last year. Migs was hospitalized days before our friend’s big day and it was too late for them to scratch us out of their wedding list. Although he understood our predicament, I still feel sorry because he paid for two buffet plates for us and we weren’t able to show up.

What is an  RSVP and why is it so important?

According to Forbes Magazine, Répondez s’il vous plaît, is a French phrase that translates to “please respond.” It is with this meaning that invitation cards and similar documents are often marked with “RSVP.” It is standard practice to reply to an RSVP request whether confirming attendance or declining.

Our wedding took place in Antipolo City last December 12, 2012. It was a Wednesday and we expected excuses like work schedule, meetings, etc. So, we made sure that our Wedding was announced to our relatives one year in advance and 6 months in advance for friends and colleagues. For some, they even make Save-the-date videos while finalizing stuff on their big day.  We only invited 150 guests but unfortunately, there were still some who responded to our RSVP on the same day of our Wedding despite the efforts of our Wedding coordinators. The sad part is, we still paid for their food even if they weren’t around.

These days, you pay a minimum of Php1,500 per plate for a decent food in Metro Manila event places or hotels. In receiving invites, remember that a couple thought of you first to celebrate their special day with them.  Making them feel that their invitation is not important to you by not responding to the RSVP, might leave scars on your relationships.

If you really can’t make it, let them know at least a month or two weeks before the event so, they have the option to replace you on their list or even save money. Your friends as a couple are starting their lives together and if you can’t make it because of some valid reasons or you’re simply not into events – let them know. It will only take few seconds of your time.

Remember that not responding to an RSVP is just as worst as gatecrashing a wedding.

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